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Medicare Already on Medicare

Already on Medicare?

Review what you have each year, or make a change during the right window. Start with three questions, or call or text Manuel.

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Three questions

How can we help you?

Step 1: which coverage do you need?

Nothing here signs you up for anything. You choose what happens next.

Medicare

What to review each year

Medicare plans can change from one year to the next. Costs, drug lists and provider networks are worth checking every fall, even if you are happy with what you have.

From October 15 to December 7, you can join, switch or drop a Medicare Advantage plan or a Medicare drug plan. Your new coverage starts January 1.

If you are already in a Medicare Advantage plan, you can make one change between January 1 and March 31.

Bring your doctors, your prescriptions and your pharmacy to the conversation. They matter as much as the premium.

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When to enroll

The enrollment year

The enrollment year A twelve-month chart of enrollment windows. Medicare Open Enrollment runs October 15 to December 7. HealthCare.gov Open Enrollment runs November 1 to January 15. The two overlap from November 1 to December 7. The Medicare Advantage Open Enrollment Period runs January 1 to March 31. both open, Nov 1 – Dec 7 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare Open Enrollment Oct 15 – Dec 7 Marketplace enrollment Nov 1 – Jan 15 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Sources: Medicare.gov and HealthCare.gov, checked September 2026 Marketplace special enrollment periods usually last 60 days after a qualifying life event. Going 63 days or more without creditable drug coverage can mean a Part D penalty. The enrollment year A twelve-month chart of enrollment windows. Medicare Open Enrollment runs October 15 to December 7. HealthCare.gov Open Enrollment runs November 1 to January 15. The two overlap from November 1 to December 7. The Medicare Advantage Open Enrollment Period runs January 1 to March 31. Shaded: both open, Nov 1 – Dec 7 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare Open Enrollment Oct 15 – Dec 7 Marketplace enrollment Nov 1 – Jan 15 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Sources: Medicare.gov, HealthCare.gov Marketplace special enrollment periods usually last 60 days. 63 days without creditable drug coverage can mean a Part D penalty.
Sources: Medicare.gov and HealthCare.gov enrollment periods, checked September 2026.

Coverage Manuel can help with

Health under 65MedicareTurning 65Medicare AdvantageMedicare SupplementDental & VisionLife insuranceFinal expenseHospital indemnityMedicare guides

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Questions

Questions people ask

Medicare Open Enrollment runs October 15 to December 7 each year, and changes start January 1.

Between January 1 and March 31 you can switch to another Medicare Advantage plan, or drop your plan and go back to Original Medicare. You can make one change during that time.

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Next step

Ready when you are

Answer three quick questions, or talk through your Medicare options with Manuel.

Find your coverage Call or text Manuel