(956) 758‑8252 Contact Find your coverage

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Let’s find the coverage that actually fits your life

Medicare, health, life, dental and vision insurance, explained in plain language by Manuel Guzman Jr. Answer three quick questions, or call or text him directly.

Find your coverageCall or text Manuel
  • Since 2006in the insurance business
  • English & Spanishhelp in the language you prefer
  • Not a call centeryou reach Manuel directly

Three questions

How can we help you?

Step 1: which coverage do you need?

Nothing here signs you up for anything. You choose what happens next.

DMG Medicare Advisors at a glance

  • Serving

    San Antonio

    and the Rio Grande Valley

  • Licensed in

    4 states

    TX, FL, NE and MO

  • Agent since

    2006

    starting in the Rio Grande Valley

  • Call or text

    Manuel

    (956) 758‑8252

Prefer Spanish? Ver este sitio en español.

How it works

Three simple steps

No call center. Just a clear conversation about what you need.

Tell Manuel what you need

Answer three quick questions here, or call, text or email him directly.

Understand your options

Manuel explains your choices in plain language, in English or Spanish.

Decide when you are ready

Take the time you need. When something changes, like turning 65 or a new plan year, you know who to call.

Coverage Manuel can help with

Health under 65MedicareTurning 65Medicare AdvantageMedicare SupplementDental & VisionLife insuranceFinal expenseHospital indemnityMedicare guides

This strip moves on its own. It stops while your pointer is over it and while your keyboard focus is inside it, and it does not move at all if your system asks for reduced motion. Every page it links to is also in the footer.

Meet Manuel

A real person on the other end of the line

Manuel Guzman Jr became an insurance agent in 2006 in the Rio Grande Valley. Today he lives in San Antonio and serves clients across Texas.

  • Manuel Guzman JrMedicare, Life & Individual Health Insurance Agent
Licensed in
Texas, Florida, Nebraska and Missouri
Serving
San Antonio, the Rio Grande Valley and more
How he works
Mostly virtual, by phone, text and email
Languages
English and Spanish
About Manuel Call or text (956) 758‑8252
Manuel Guzman Jr

Not a call center

When you have a question, you call or text Manuel himself on a business line set aside for his clients.

Google reviews

What clients say about Manuel

DMG Medicare Advisors is rated 5.0 from four reviews on Google.

5 out of 5 stars

We’re very grateful for the help that Manuel Guzman gave our family when it came time to enroll in new health care plans. He was very patient, knowledgeable and available to help us understand what our choices were and to help us select health plans that fit our needs and worked for us.

Trying to enroll in the right health plan can be overwhelming. Our “Thanks” to Manuel for answering all of our questions and making these decisions less stressful. We’re very happy to have Manuel as our insurance agent and highly recommend his services.

Mr. and Mrs. Vasquez

joe vasquez · Google review

5 out of 5 stars

My husband and I have had the pleasure of knowing and being Manuel Guzman’s clients since about 2017, He is so helpful and knowledgeable when it comes to looking for the right insurance for our needs, if we have any questions we just call him, that is very reassuring.

Irma Lopez · Google review

5 out of 5 stars

U do not hesitate to contact my insurance representative, Manuel whenever a problem arises with my insurance needs. Manuel gets back to me as soon as possible and puts my mind to ease .

Yolanda Guerra · Google review

5 out of 5 stars

Have nothing but great things to share with Manuel Guzman. As always he has been very helpful in searching for the best plan.

Appreciate his support as always.

Modesto vasquez · Google review

View DMG Medicare Advisors on Google

Good to know

Short, plain facts worth knowing

A few dates and rules that come up often. Each one is explained in more detail on the coverage pages.

  • Your Medicare Initial Enrollment Period lasts 7 months: the 3 months before your 65th birthday month, that month, and the 3 months after.

    SourceMedicare.gov

  • Medicare Open Enrollment runs October 15 to December 7 each year. Changes start January 1.

    SourceMedicare.gov

  • Already in a Medicare Advantage plan? Between January 1 and March 31 you can make one change.

    SourceMedicare.gov

  • Your Medigap Open Enrollment Period lasts 6 months. It starts the first month you have Part B and are 65 or older.

    SourceMedicare.gov

  • It is illegal for anyone to sell you a Medigap policy if you have a Medicare Advantage plan.

    SourceMedicare.gov

  • Going 63 days or more in a row without creditable drug coverage can mean a Part D late enrollment penalty.

    SourceMedicare.gov

  • In most cases, Original Medicare does not cover routine dental care like cleanings and fillings.

    SourceMedicare.gov

  • Missed your first window? The General Enrollment Period runs January 1 to March 31, and a penalty may apply.

    SourceMedicare.gov

  • HealthCare.gov Open Enrollment for 2027 coverage runs November 1 to January 15.

    SourceHealthCare.gov

  • Enroll in a Marketplace plan by December 15 and pay your first premium, and coverage can start January 1.

    SourceHealthCare.gov

  • Marketplace plans must cover treatment for pre-existing conditions.

    SourceHealthCare.gov

  • Short-term health plans generally don’t have to follow federal Marketplace rules, including the rules on pre-existing conditions.

    SourceCMS.gov

  • Term life covers a set number of years. Whole life is designed to last your whole life.

    Good to knowPlain-language summary

  • Final expense coverage is a smaller life insurance policy often used for funeral and end-of-life costs.

    Good to knowPlain-language summary

  • Hospital indemnity coverage pays a set amount for a covered hospital stay. It works alongside health coverage, not instead of it.

    Good to knowPlain-language summary

  • Before you pick a dental plan, check that your dentist is in its network.

    Good to knowPlain-language summary

This band moves on its own. It stops while your pointer is over it and while your keyboard focus is inside it, and it does not move at all if your system asks for reduced motion. The same facts are explained, still, on the coverage pages.

See the Medicare guides

Coverage guides

Start with the coverage you need

Plain-language pages on each type of coverage Manuel helps with.

This strip moves on its own. It stops while your pointer is over it and while your keyboard focus is inside it, and it does not move at all if your system asks for reduced motion. Every page is also listed, still, on the coverage guides page.

All coverage guides

Questions

Questions people ask

Use the three questions at the top of this page, or call or text Manuel at (956) 758‑8252. You can also email him at manuel@dmgmedicare.com.

No. Manuel’s clients call or text him personally on his dedicated business line.

Yes. Manuel helps clients in English and Spanish.

Manuel works mostly virtually, so most conversations happen by phone, text or email.

Texas, Florida, Nebraska and Missouri.

Your Initial Enrollment Period usually starts 3 months before the month you turn 65 and ends 3 months after it. That is 7 months in all.

That depends on the plan’s network, so it is worth checking before you enroll. Have your doctors’ names ready when you talk with Manuel.

Next step

Let’s find the coverage that fits your life

Answer three quick questions, or call or text Manuel directly.

Find your coverage Call or text Manuel